Risk Calculator
Personal & Family Status
Do you have minor children, for whom a legal guardian is not designated yet?
No
Do you have elderly parents or dependents who rely on you financially?
No
Are you married or in a long-term relationship without a registered will?
No
Are you divorced or remarried?
No
Do you have any family members with special needs or disabilities?
No
Have you lost a close family member in the past 5 years?
No
Are you the Karta or a member of a Hindu Undivided Family (HUF)?
No
Do any of your intended beneficiaries (heirs) live outside India?
No
Financial Snapshot
Do you own any property (flat, land, house)?
No
Do you hold assets as part of a Hindu Undivided Family (HUF)?
No
Do you own significant amounts of physical gold, jewelry, or valuable art/collectibles?
No
Do you have any bank accounts, FDs, or mutual funds in your name?
No
Do you have a life insurance policy or EPF/PF account?
No
Do you have loans or liabilities in your name (home loan, personal loan, credit card debt)?
No
Is your nominee information outdated or missing for any of your assets?
No
Do you have digital assets like cryptocurrency, domain names, or significant online accounts (requiring login access) that hold value or data?
No
Are your debts jointly held with someone else, or have you acted as a guarantor for someone's loan?
No
Risk & Preparedness
You have never considered/ drafted a will?
No
If you have a Will, You have NOT updated it following major life events (marriage, divorce, birth of children, significant change in assets)?
No
Your key family member (e.g., spouse, adult child) does NOT know where to find your important documents (Will, property deeds, insurance policies, investment details, bank account information)?
No
You have you NOT assigned a Power of Attorney for health or finances?
No
You have NOT considered a healthcare directive or living will?
No
You have NEVER had a clear conversation with your family/executors about your wishes, the location of assets/documents, and the contents of your Will (if applicable)?
No
Would your family struggle to access your assets if something happened to you today?
No
Business and Professional Interests
Do you own or have a significant stake in a private limited company?
No
Are you a partner in a partnership firm?
No
Is it accurate to say there isn't a clear, documented succession plan (like a buy-sell agreement, updated partnership deed, or shareholder agreement) in place for your business interest?
No
Would your business face operational challenges or closure if you were suddenly unable to manage it?
No
For Non Resident Indians
Do you own any real estate (land, flat, commercial property) in India?
No
Do you have bank accounts, FDs, or investments (e.g., Mutual Funds, PPF, NPS) in India?
No
Are your nominee details outdated or missing for Indian assets?
No
Are your parents or dependent family members living in India without formal financial protection or Power of Attorney in your absence?
No
Do you have minor children and have not legally documented guardianship preferences (especially if something happens while you’re abroad)?
No
Is your Will or estate plan made only under foreign law (and not aligned to Indian laws)?
No
Would your family face difficulty in claiming your Indian assets if something happened to you abroad?
No
Have you not created a cross-border Will or succession plan that covers Indian as well as overseas assets?
No
First Name
*
Last Name
*
Email Address
*
Phone Number (with country code)
*
Show Results